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Private health care joys

March 1st, 2005 Jonathan

I was injured in August, spent that afternoon and evening in the ER and OR.

Since then, I’ve been ignoring the bills because I was insured and knew they were just mistakes on somebody’s part.

Today I spent two hours on the phone with the hospital, the clinic out of which the surgeon operates and the insurance company.

One claim was mistakenly filed out of network, leaving a $300 balance for me. The other claim was mistakenly categorized as out of network by the clinic, leaving a $1000 balance for me.

Niether of these outstanding balances actually exists, but I had to figure out what happened, and then I had to fix it.

On top of that, if I hadn’t had any insurance at all and paid out of my own pocket, my bill would have been 25% higher.

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